Finding affordable housing in Maine can be a challenge, especially as rental costs continue to rise across the state. The Section 8 Housing Choice Voucher (HCV) program is one of the most valuable forms of rental assistance available to low-income families, elderly individuals, and people with disabilities. Administered in Maine primarily by MaineHousing (the Maine State Housing Authority) along with several local public housing agencies, the program helps more than 3,800 households across the state each month by covering a significant portion of their rent.
This guide walks you through every step of how to apply for Section 8 in Maine, what income limits apply, what to expect from the waiting list, and how to give yourself the best chance of receiving assistance.
Not sure which benefits you qualify for? Use our free eligibility screener to check your eligibility for Section 8 and dozens of other assistance programs in minutes.
What Is the Section 8 Housing Choice Voucher Program?
The Section 8 Housing Choice Voucher program is a federally funded rental assistance program run by the U.S. Department of Housing and Urban Development (HUD). Instead of placing families in government-owned housing, Section 8 provides vouchers that allow recipients to rent private housing of their choice, as long as the unit meets certain quality standards and the landlord agrees to participate.
Under the program, tenants typically pay between 30% and 40% of their adjusted gross household income toward rent and utilities. The voucher covers the difference between what the tenant pays and the actual rent, with payments going directly to the landlord.
For example, if your household income results in a tenant share of $400 per month, and the approved rent for your unit is $1,100, the voucher would cover approximately $700 each month.
Who Administers Section 8 in Maine?
Maine has 27 public housing agencies (PHAs) that manage affordable housing programs. The largest administrator is MaineHousing (Maine State Housing Authority), based in Augusta, which manages over 4,500 Housing Choice Vouchers statewide. MaineHousing serves most of Maine's counties, though several cities operate their own local housing authorities with separate waiting lists.
Cities with their own housing authorities include:
- Portland Housing Authority
- Lewiston Housing Authority
- Auburn Housing Authority
- Bangor Housing Authority
- Sanford Housing Authority
- Augusta Housing Authority
- Old Town Housing Authority
This means you may be able to apply to multiple housing authorities to increase your chances of receiving a voucher. Each authority maintains its own waiting list and application process.
For a complete overview of housing and other assistance programs in the state, visit our Maine Benefits Overview.
Section 8 Income Limits in Maine
To qualify for Section 8 in Maine, your household income must fall below specific thresholds set by HUD each year. These limits are based on the Area Median Income (AMI) for the county or metropolitan area where you plan to live.
Section 8 generally serves households at or below 50% of AMI (classified as "very low income"). HUD also prioritizes extremely low-income households earning at or below 30% of AMI.
Because AMI varies significantly across Maine's different regions, income limits differ by location. The table below shows approximate annual income limits for selected areas. These figures are updated by HUD each fiscal year, so check with your local housing authority or visit the HUD Income Limits page for the most current numbers.
Approximate Very Low-Income Limits (50% AMI) by Household Size
| Household Size | 1 Person | 2 Persons | 3 Persons | 4 Persons |
|---|---|---|---|---|
| Portland Metro Area | Approximately $35,000 to $38,000 | Approximately $40,000 to $43,000 | Approximately $45,000 to $49,000 | Approximately $50,000 to $54,000 |
| Bangor Area | Approximately $28,000 to $31,000 | Approximately $32,000 to $35,000 | Approximately $36,000 to $40,000 | Approximately $40,000 to $44,000 |
| Rural Maine Areas | Approximately $25,000 to $29,000 | Approximately $29,000 to $33,000 | Approximately $32,000 to $37,000 | Approximately $36,000 to $41,000 |
Important: These are approximate ranges. Exact income limits change annually and vary by specific county. Always verify the current limits with your local housing authority or on the HUD website before applying.
What Counts as Income?
When determining eligibility, housing authorities consider most sources of income, including:
- Wages, salaries, and tips
- Social Security and SSI benefits
- Pension and retirement income
- Unemployment compensation
- Child support and alimony received
- Public assistance payments (such as TANF)
- Interest and dividend income
Certain deductions may apply, such as deductions for dependents, elderly or disabled household members, medical expenses, and childcare costs. These deductions reduce your "adjusted gross income," which is what housing authorities use to calculate your tenant share of rent.
Step-by-Step: How to Apply for Section 8 in Maine
Step 1: Determine Which Housing Authorities Serve Your Area
Start by identifying which public housing agencies operate in your area. If you live in one of the larger cities like Portland, Bangor, Lewiston, or Augusta, you will likely apply through the local housing authority. If you live in a rural area or smaller town, MaineHousing is probably your primary contact.
You can find your local PHA by:
- Visiting the MaineHousing website
- Calling MaineHousing at (800) 452-4668 or (207) 626-4600
- Calling 211 Maine (dial 211) for referrals to housing resources
Step 2: Check if the Waiting List Is Open
Section 8 waiting lists in Maine open and close periodically. Due to high demand, waiting lists are often closed for extended periods. When a list opens, the housing authority will typically announce it through:
- Their official website
- Local newspapers
- Social media pages
- Community organizations and shelters
As of early 2026, the MaineHousing Housing Choice Voucher waiting list has been reported as open, though this can change at any time. Check directly with the housing authority for the most current status.
Tip: Apply to every housing authority in your area that has an open waiting list. There is no rule preventing you from being on multiple waiting lists at once.
Step 3: Complete and Submit Your Application
When a waiting list is open, you can apply by:
- Online: Many housing authorities, including MaineHousing, offer online applications through their websites
- In person: Visit the housing authority office during business hours
- By mail: Request a paper application by calling the housing authority
- By phone: Some agencies accept phone applications for individuals who cannot apply online or in person
Your application will typically require:
- Full legal names and dates of birth for all household members
- Social Security numbers for all household members
- Current address and contact information
- Income information (pay stubs, benefit statements, tax returns)
- Employment history
- Information about current housing situation
- Any disability or medical condition documentation (if applicable)
Step 4: Wait for Your Name to Be Called
After submitting your application, you will be placed on the waiting list. Wait times in Maine can range from several months to several years, depending on the housing authority and demand in your area.
MaineHousing gives priority to:
- People who are currently experiencing homelessness
- Elderly individuals
- Persons with disabilities
If you fall into one of these categories, you may move up the list more quickly.
During the waiting period:
- Keep your contact information current with the housing authority
- Respond promptly to any correspondence or requests for information
- If you move or your phone number changes, notify the housing authority immediately
- Failure to respond to outreach may result in removal from the waiting list
Step 5: Attend Your Eligibility Interview
When your name reaches the top of the list, the housing authority will contact you for an eligibility interview. At this appointment, you will need to provide documentation to verify your identity, income, and household composition.
Bring the following documents:
- Government-issued photo ID for all adult household members
- Birth certificates for all household members
- Social Security cards for all household members
- Proof of income (recent pay stubs, tax returns, benefit award letters)
- Bank statements (typically the most recent 3 months)
- Proof of current address
- Any relevant court orders (custody, child support, etc.)
Step 6: Receive Your Voucher and Find Housing
If approved, you will receive a Housing Choice Voucher and a briefing on program rules. You will then have a set period (usually 60 to 120 days) to find a rental unit that:
- Meets HUD Housing Quality Standards (HQS)
- Has a landlord willing to participate in the program
- Falls within the payment standard for your area
MaineHousing and local housing authorities may have resources to help you in your housing search. The Housing Navigator Program is one MaineHousing initiative that assists families in finding and maintaining stable housing.
Tips for a Successful Section 8 Application in Maine
- Apply early and to multiple agencies. Do not limit yourself to one waiting list. Apply to MaineHousing and any local PHAs in your area.
- Keep meticulous records. Save copies of everything you submit, and keep a record of all communications with housing authorities.
- Respond to all correspondence promptly. Missing a deadline or failing to respond can get you removed from the waiting list.
- Update your information. Any time your address, phone number, income, or household size changes, notify the housing authority.
- Explore other assistance while you wait. Programs like LIHEAP (heating assistance), SNAP (food benefits), and MaineCare (Medicaid) can help with living costs. Check your eligibility for all programs.
Other Housing Assistance Options in Maine
While waiting for Section 8, consider these additional resources:
- Eviction Prevention Program: MaineHousing offers emergency assistance for households facing eviction. As of late 2024, this program was placed on a waitlist.
- STEP (Stability Through Engagement Program): Provides short-term rental assistance for 6 to 12 months for people experiencing homelessness.
- General Assistance: Available through your local municipal office for individuals who cannot meet basic needs including housing.
- 211 Maine: Dial 211 for connections to shelters, transitional housing, and other emergency resources.
- RESTART Program: For current Section 8 voucher holders, this Family Self-Sufficiency program helps with savings accounts, job placement, and building independence.
Frequently Asked Questions
How long is the Section 8 waiting list in Maine?
Wait times vary significantly depending on the housing authority and your priority status. Some applicants wait several months, while others may wait two years or more. People experiencing homelessness and individuals with disabilities may receive priority and shorter wait times.
Can I choose any apartment with a Section 8 voucher?
You can choose any private rental unit that meets HUD Housing Quality Standards, as long as the landlord agrees to participate in the program. The rent must also fall within the payment standard set by the housing authority for your area.
How much rent will I pay with a Section 8 voucher?
Generally, you will pay between 30% and 40% of your household's adjusted gross income toward rent and utilities. For example, if your adjusted monthly income is $1,500, your share would be approximately $450 to $600.
Can I transfer my voucher if I move to a different part of Maine?
Yes. The Housing Choice Voucher program includes "portability," which means you can transfer your voucher to another jurisdiction. You can even move to a different state. Contact your current housing authority to begin the transfer process.
What can disqualify me from receiving a voucher?
You may be denied a voucher due to certain criminal activity, past evictions from federally assisted housing, outstanding debts to a housing authority, or drug and alcohol related offenses. Each case is reviewed individually.
Is Section 8 the same as public housing?
No. Public housing involves government-owned rental units, while Section 8 provides vouchers for private market rentals. Maine has both programs available, and you can apply for both separately.
What if I am denied a voucher?
You have the right to request an informal hearing if your application is denied. The housing authority must provide written notice explaining the reason for denial and instructions for how to appeal.
Take the Next Step
Applying for Section 8 in Maine requires patience and persistence, but the program can make a meaningful difference in your housing stability. Start by identifying the housing authorities in your area, checking which waiting lists are currently open, and gathering your documentation.
While you wait for a voucher, make sure you are taking advantage of all the assistance programs available to you. Use our free benefits screener to check your eligibility for SNAP, MaineCare, LIHEAP, and other programs that can help reduce your monthly expenses.
For more information about benefits available in your state, visit our Maine Benefits Overview.
Contact MaineHousing:
- Phone: (800) 452-4668 or (207) 626-4600
- Address: 26 Edison Drive, Augusta, ME 04330
- Website: mainehousing.org
- Maine Relay: 711
