Benefits Eligibility Guide

New Jersey Government Benefits

Find out which federal and state benefits you qualify for in New Jersey. Free, anonymous, and takes about 3 minutes.

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New Jersey Benefits Programs

Here are the major programs available to New Jersey residents.

NJ FamilyCare (Medicaid)

Medicaid expansion state

Adults: up to 138% FPL

Children: up to 355% FPL

Pregnant: up to 200% FPL

NJ SNAP (Food Assistance)

Gross income limit: 185% FPL

Net income limit: 100% FPL

Broad-Based Categorical Eligibility (BBCE)

LIHEAP / Universal Service Fund (Energy Assistance)

Income limit: 60% SMI

Helps with heating and cooling costs

Child Care Assistance Program (CCAP) (Childcare)

Income limit: 250% FPL

Subsidized childcare for working families

Work First New Jersey (WFNJ) (Cash Assistance)

Lifetime limit: 60 months

Cash assistance for families with children

WIC (Nutrition)

Income limit: 185% FPL

For pregnant, breastfeeding, and postpartum individuals and children under 5

Get Covered New Jersey (ACA)

Marketplace Type: State-Based Exchange

Phone: 833-677-4265

Medicare / SHIP Counseling

NJ SHIP

Phone: 1-800-792-8820

SSI / SSDI

State provides supplemental SSI payment

Phone:

Plus: ACA Health Insurance Subsidies, EITC, Child Tax Credit, SSI, SSDI, Pell Grants, VA Benefits, School Meals, Head Start, and more.

Our screener checks 20+ programs at once.

Check Your Eligibility in New Jersey

Answer a few questions and see which programs you may qualify for. No account needed.

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New Jersey Benefits Guides

In-depth articles about specific programs in New Jersey.

New Jersey ACA Eligibility 2026: Income Limits, Subsidies, and How to Enroll

Find out if you qualify for ACA health insurance in New Jersey for 2026. Learn about income limits, federal and state subsidies, NJ FamilyCare, and how to enroll through Get Covered New Jersey.

April 1, 2026

New Jersey Medicaid Eligibility 2026: Income Limits, How to Apply, and What You Need to Know

Complete guide to New Jersey Medicaid eligibility in 2026. Learn about NJ FamilyCare income limits, application steps, covered services, and how to check if you qualify.

March 31, 2026

New Jersey Temporary Disability Insurance: Complete Guide to TDI Benefits in 2026

Learn how to apply for New Jersey Temporary Disability Insurance (TDI). Find out eligibility requirements, weekly benefit amounts up to $1,119, and step-by-step application instructions.

March 24, 2026

How to Apply for Section 8 in New Jersey: Complete Guide for 2025

Learn how to apply for Section 8 Housing Choice Voucher in New Jersey. Step-by-step instructions, income limits by county, required documents, and tips for getting approved.

March 19, 2026

How to Apply for Medicaid in New Jersey: A Complete Guide to NJ FamilyCare

Step-by-step guide to applying for Medicaid (NJ FamilyCare) in New Jersey. Learn income limits, eligibility requirements, required documents, and how to apply online, by phone, or in person.

March 8, 2026

New Jersey ACA Benefits and Coverage: Your Complete 2026 Guide

Learn about New Jersey ACA benefits and coverage options through Get Covered NJ. Find income limits, plan types, financial assistance, and step-by-step enrollment instructions.

February 19, 2026

Frequently Asked Questions

What government benefits am I eligible for in New Jersey?

New Jersey residents may qualify for programs including NJ FamilyCare (Medicaid), NJ SNAP (food assistance), LIHEAP energy assistance, childcare subsidies, tax credits like EITC and CTC, and more. Eligibility depends on your household size, income, and other factors. Use our free screener to check all programs at once.

How do I apply for NJ FamilyCare in New Jersey?

You can apply for NJ FamilyCare online at https://njfamilycare.dhs.state.nj.us/apply.aspx or by calling 1-800-701-0710. New Jersey has expanded Medicaid, so adults earning up to 138% of the federal poverty level may qualify.

How do I apply for NJ SNAP (food stamps) in New Jersey?

Apply for NJ SNAP online at https://www.mynjhelps.gov/ or call 1-800-701-0710. New Jersey uses Broad-Based Categorical Eligibility, so the gross income limit is 185% of the federal poverty level. Net income must be at or below 100% FPL.