Connecticut's Medicaid program goes by the name HUSKY Health and covers children, parents, pregnant individuals, adults, and people with disabilities. The income limits updated on March 1, 2026, and this guide uses the official figures published by the Connecticut Department of Social Services (CT DSS) on that date. Whether you are checking for yourself, a child, or a family member, the tables below show exactly where the cutoffs fall for each coverage category.
What Is HUSKY Health?
HUSKY Health is the umbrella name for Connecticut's Medicaid and Children's Health Insurance Program (CHIP). It is divided into four main categories:
- HUSKY A covers children through age 18, parents, caretaker relatives, and pregnant individuals.
- HUSKY B is CHIP coverage for children whose family income is too high for HUSKY A. It comes in two income bands with different cost-sharing rules.
- HUSKY C covers adults who are aged, blind, or have disabilities. It includes a separate income and asset test.
- HUSKY D covers adults ages 19 to 64 who have no dependent children and do not have Medicare. This is Connecticut's Medicaid expansion population under the Affordable Care Act.
Connecticut expanded Medicaid in 2010, so there is no coverage gap for adults who earn below 138% of the Federal Poverty Level (FPL).
2026 Income Limits: Annual Figures
The following tables reflect the official CT DSS guidelines effective March 1, 2026.
HUSKY A: Parents and Caretaker Relatives
Parents and caretaker relatives qualify for no-cost Medicaid when at least one child under 19 lives in the home. Eligibility ends when the youngest child turns 18 unless the child is on track to graduate high school by age 19.
| Household Size | Annual Income Limit |
|---|
| 2 | Under $29,863 |
| 3 | Under $37,702 |
| 4 | Under $45,540 |
| 5 | Under $53,378 |
| 6 | Under $61,217 |
HUSKY A: Children Through Age 18
Children qualify for free Medicaid coverage at higher income thresholds than parents. State HUSKY A provides state-funded coverage for children ages 0 to 15 (or through age 18 if enrolled before age 16).
| Household Size | Annual Income Limit |
|---|
| 1 | Under $32,080 |
| 2 | Under $43,496 |
| 3 | Under $54,913 |
| 4 | Under $66,330 |
| 5 | Under $77,747 |
| 6 | Under $89,164 |
HUSKY A: Pregnant Individuals
Pregnant individuals qualify at a higher threshold. The unborn child counts as a family member when calculating household size.
| Household Size | Annual Income Limit |
|---|
| 2 | Under $56,913 |
| 3 | Under $71,852 |
| 4 | Under $86,790 |
| 5 | Under $101,728 |
| 6 | Under $116,667 |
HUSKY D: Adults Without Minor Children
HUSKY D covers adults ages 19 to 64 who have no dependent children under 19 and do not have Medicare. There is no asset test.
| Household Size | Annual Income Limit |
|---|
| 1 | Under $22,025 |
| 2 | Under $29,863 |
| 3 | Under $37,702 |
| 4 | Under $45,540 |
| 5 | Under $53,378 |
| 6 | Under $61,217 |
HUSKY B (Band 1): Children Through Age 18
HUSKY B Band 1 has no monthly premiums but does include some co-payments.
| Household Size | Annual Income Range |
|---|
| 1 | $32,081 to $40,538 |
| 2 | $43,497 to $54,966 |
| 3 | $54,913 to $69,393 |
| 4 | $66,330 to $83,820 |
| 5 | $77,747 to $98,247 |
| 6 | $89,164 to $112,674 |
HUSKY B (Band 2): Children Through Age 18
HUSKY B Band 2 requires a monthly premium of $30 for one child or $50 for more than one child, plus some co-payments.
| Household Size | Annual Income Range |
|---|
| 1 | $40,589 to $51,551 |
| 2 | $54,966 to $69,897 |
| 3 | $69,393 to $88,244 |
| 4 | $83,820 to $106,590 |
| 5 | $98,247 to $124,936 |
| 6 | $112,674 to $143,283 |
2026 Income Limits: Monthly Figures
If you track your income monthly, use these figures. All are from the same official CT DSS chart effective March 1, 2026.
HUSKY A Monthly Limits
| Category | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 |
|---|
| Parents/Caretaker Relatives | Under $2,489 | Under $3,142 | Under $3,795 | Under $4,449 | Under $5,102 |
| Children (through age 18) | Under $3,625 | Under $4,577 | Under $5,528 | Under $6,479 | Under $7,431 |
| Pregnant Individuals | Under $4,743 | Under $5,988 | Under $7,233 | Under $8,478 | Under $9,723 |
HUSKY D Monthly Limits (Adults, No Children)
| Household Size | Monthly Income Limit |
|---|
| 1 | Under $1,836 |
| 2 | Under $2,489 |
| 3 | Under $3,142 |
| 4 | Under $3,795 |
| 5 | Under $4,449 |
| 6 | Under $5,102 |
HUSKY B Monthly Income Ranges
| Household Size | Band 1 | Band 2 |
|---|
| 2 | $3,626 to $4,581 | $4,582 to $5,825 |
| 3 | $4,578 to $5,783 | $5,784 to $7,354 |
| 4 | $5,529 to $6,985 | $6,986 to $8,883 |
| 5 | $6,480 to $8,188 | $8,189 to $10,412 |
| 6 | $7,432 to $9,390 | $9,391 to $11,941 |
HUSKY C: Aged, Blind, and Disabled Adults
HUSKY C uses a different eligibility model with both an income test and an asset test. It covers adults who are 65 or older, blind, or who have a qualifying disability.
For standard HUSKY C coverage, the monthly income limit is approximately $851 for a single person and $1,153 for a couple. Individuals with income above those amounts may still qualify through a spend-down program, which works like a deductible. You pay excess medical costs out of pocket until your remaining income falls within the limit, at which point Medicaid covers the rest.
For long-term care Medicaid (nursing home or the Connecticut Home Care Program for Elders), the income cap is $2,829 per month for a single person (300% of the federal benefit rate) as of 2025 figures. Asset limits are strict: $1,600 for a single person and $2,400 for a couple where both apply. A healthy spouse may retain significantly more under spousal protection rules.
If you are looking at HUSKY C for yourself or a family member, the details are complex enough that speaking with a benefits counselor is worth the time. Connecticut's CHOICES program (1-800-994-9422) offers free Medicare and Medicaid counseling for older adults.
What Income Counts?
Connecticut counts most earned and unearned income, including wages, self-employment income, Social Security benefits, rental income, and alimony. The state applies a 5% income disregard for most HUSKY categories, which effectively adds roughly 5 percentage points to the published FPL thresholds before determining whether you are over the limit.
Income that generally does not count includes child support paid to children, certain disability-related work expenses, and some education benefits. The state will assess the exact calculation when you apply.
How to Apply for HUSKY Health in Connecticut
Step 1: Check Your Eligibility
Use the free screener at benefitsusa.org/screener to get a quick estimate of what you may qualify for before starting a formal application.
Step 2: Gather Your Documents
Prepare the following before applying:
- Proof of Connecticut residency (utility bill, lease, or official mail)
- Social Security numbers for all household members applying
- Proof of income for the past 30 days (pay stubs, award letters, tax return if self-employed)
- Proof of citizenship or immigration status
- Birth dates and identification for each applicant
Step 3: Submit Your Application
You have four options:
Online: Apply through connect.ct.gov at any time. This is the fastest route and allows you to upload documents directly.
Phone: Call Access Health CT at 1-855-805-4325. Representatives can complete your application over the phone and help you determine which HUSKY category fits your situation.
In person: Visit a Connecticut Department of Social Services field office. Find the closest location at portal.ct.gov/dss/fieldoffices.
By mail: Download and complete form W-1E (available in English and Spanish) from the DSS website and mail it to your regional DSS office.
Step 4: Verification and Review
After submitting, DSS will review your application and may request additional documents. Respond promptly to any requests to avoid delays. In most cases, if you appear eligible, you can receive a temporary coverage determination within a few days while the full review is completed.
Step 5: Receive Your Coverage Decision
Once approved, you will receive a letter confirming your coverage start date and your plan assignment. HUSKY Health members are enrolled in a managed care plan and will receive a member card from their assigned health plan.
Step 6: Renew Each Year
HUSKY Health coverage requires annual renewal. CT DSS sends renewal notices by mail. Respond to all renewal requests on time to avoid a gap in coverage.
Coverage Under HUSKY Health
Once enrolled, HUSKY Health covers a broad range of services. For HUSKY A and D members, coverage typically includes:
- Doctor visits and preventive care
- Emergency room and hospital care
- Prescription drugs
- Mental health and substance use disorder services
- Dental care (children receive comprehensive dental; adults receive limited dental)
- Vision services
- Lab work and imaging
- Maternity and newborn care
HUSKY B members receive similar coverage but with some cost-sharing depending on their income band.
What If You Earn Too Much for HUSKY Health?
Adults with income above HUSKY D limits (above $22,025 per year for a single person) may qualify for subsidized coverage through Access Health CT, Connecticut's state health insurance marketplace. Depending on your income level, you may be eligible for premium tax credits and cost-sharing reductions. The marketplace open enrollment period typically runs from November through January, though qualifying life events allow year-round enrollment.
You can check both Medicaid eligibility and marketplace subsidy eligibility at the same time through benefitsusa.org/screener.
Connecticut Medicaid and the Covered Connecticut Program
Connecticut also operates the Covered Connecticut Program for residents with income between 138% and 175% of FPL who do not qualify for HUSKY D but are not yet at a marketplace subsidy level that covers their full premium. This program pays the premium for a zero-cost marketplace plan. If your income falls in that range, ask about Covered Connecticut when you apply through Access Health CT.
Frequently Asked Questions
What is the income limit for Medicaid in Connecticut in 2026?
The limit depends on your household type. For a single adult without children (HUSKY D), the annual income limit is $22,025. For a family of four with children (HUSKY A, children), the limit is $66,330 per year. These figures come from the official CT DSS chart effective March 1, 2026.
Does Connecticut have Medicaid expansion?
Yes. Connecticut expanded Medicaid in 2010. Adults ages 19 to 64 without dependent children or Medicare coverage qualify for HUSKY D if their income is at or below 138% of the Federal Poverty Level.
Are there asset limits for HUSKY Health in Connecticut?
HUSKY A, B, and D do not have asset tests. HUSKY C, which covers aged, blind, and disabled adults, does have strict asset limits: $1,600 for a single person and $2,400 for a couple. Long-term care Medicaid also applies asset tests with spousal protections.
When do Connecticut Medicaid income limits update?
Connecticut updates HUSKY Health income guidelines every year on March 1. The current figures in this article are effective March 1, 2026, per the official CT DSS publication.
Can I apply for HUSKY Health if I am not a U.S. citizen?
Certain immigration statuses qualify for full HUSKY Health benefits. Non-citizen pregnant individuals who do not qualify for regular HUSKY A may qualify for HUSKY B Prenatal coverage for themselves and their unborn child. Connecticut also funds State HUSKY A and State HUSKY B for children who do not meet federal immigration requirements. When you apply, DSS will assess your immigration status and determine the coverage category that applies.
How long does HUSKY Health approval take?
Most applications receive a decision within 45 days. Applications based on disability can take up to 90 days. If you are pregnant or in an urgent medical situation, request expedited review when you apply.
What is the difference between HUSKY A and HUSKY D?
HUSKY A covers families: children, parents, caretaker relatives, and pregnant individuals. HUSKY D covers adults who have no dependent children under 19 living with them, do not have Medicare, and are not pregnant. Income thresholds differ: a family of four with children can earn up to $66,330 under HUSKY A (children's limit), while a single childless adult can earn up to $22,025 under HUSKY D.
What if my income is over the limit?
If your income slightly exceeds HUSKY D limits, check Access Health CT for marketplace plans with subsidies. If you have a disability and are over the HUSKY C income limit, you may still qualify through the spend-down program. You can also use our free screener to see all programs you may qualify for based on your income and household.
Where can I check my Connecticut Medicaid eligibility?
You can use the benefitsusa.org/screener for a free, quick eligibility estimate. For an official determination, apply at connect.ct.gov or call Access Health CT at 1-855-805-4325.
For more information on Connecticut benefits programs, visit the Connecticut state benefits page.
Income figures in this article are from the official Connecticut HUSKY Health Program Income Guidelines published by CT DSS, effective March 1, 2026. Always verify current limits at portal.ct.gov before submitting an application.
