The federal SSI benefit for 2026 is $994 per month for an individual and $1,491 per month for a couple. But in most states, you can receive more than that. The majority of states add their own supplemental payment on top of the federal amount, and those state supplements range from a few dollars to several hundred dollars per month depending on where you live and your living situation.
This guide shows the full chart of SSI state supplement amounts by state for 2026, explains which states offer the highest supplements, and covers how to apply or check your specific amount.
What Is the SSI State Supplement?
The federal government sets a base SSI payment that is the same in every state. On top of that, most states fund an additional monthly payment called the State Supplementary Payment (SSP) or Optional State Supplement (OSS). These state-funded additions can significantly raise your total monthly SSI check.
There are two ways states deliver these supplements:
Federally administered: In some states, the Social Security Administration (SSA) adds the state supplement directly to your federal SSI check. You receive one combined payment and do not need a separate application.
State administered: In other states, the state agency pays the supplement separately. You may need to apply through your state's social services or human services department to receive it.
2026 Federal SSI Base Rates
Before looking at state supplements, here are the 2026 federal SSI base amounts:
| Recipient Category | Monthly Amount |
|---|
| Individual | $994 |
| Couple (both SSI-eligible) | $1,491 |
| Essential person (qualifying caregiver) | $498 |
These amounts reflect the 2.5% cost-of-living adjustment (COLA) effective January 1, 2026.
SSI State Supplement Amounts by State 2026: Full Chart
The table below shows estimated state supplement amounts and approximate total monthly payments by state. Amounts vary based on your living arrangement (living alone, with others, in a facility, etc.), income, and household composition. Figures marked "varies" depend on individual circumstances and require direct confirmation with your state agency.
States Where SSA Administers the Supplement
These states have their supplements paid directly by Social Security. The amounts shown are approximate averages based on SSA administrative data:
| State | Approx. State Supplement | Approx. Total Monthly (Individual) |
|---|
| California | $240 to $632 | $1,234 to $1,626 |
| Delaware | Approx. $134 | Approx. $1,128 |
| District of Columbia | Approx. $377 to $459 | Approx. $1,371 to $1,453 |
| Hawaii | Approx. $484 to $617 | Approx. $1,478 to $1,611 |
| Iowa | Approx. $255 | Approx. $1,249 |
| Michigan | Approx. $7 to $21 | Approx. $1,001 to $1,015 |
| Montana | Approx. $85 | Approx. $1,079 |
| Nevada | Approx. $40 to $42 | Approx. $1,034 to $1,036 |
| New Jersey | Approx. $37 | Approx. $1,031 |
| Pennsylvania | Approx. $370 to $541 | Approx. $1,364 to $1,535 |
| Rhode Island | Approx. $280 to $291 | Approx. $1,274 to $1,285 |
| Vermont | Approx. $54 to $58 | Approx. $1,048 to $1,052 |
Note on California: The California supplement (called SSP) varies significantly based on living situation. Recipients in a residential care facility receive a higher supplement than those living independently. For 2026, the combined SSI/SSP benefit for an individual living independently is approximately $1,233.
States That Administer Their Own Supplements
These states pay supplements separately through their own agencies. Amounts are approximate ranges; contact your state agency for your exact amount:
| State | Approx. State Supplement (Individual) | Notes |
|---|
| Alabama | $56 to $120 | Varies by category |
| Alaska | Up to $362 | Alaska Adult Public Assistance |
| Colorado | Up to $663 | One of the highest in the nation |
| Connecticut | Up to $564 | Based on housing allowance + personal needs |
| Florida | Varies | Contact Florida DCF |
| Georgia | Approx. $20 | Flat supplement |
| Idaho | Up to $53 | |
| Illinois | Varies | Contact IDHS |
| Indiana | Up to $52 | |
| Kansas | Up to $20 | |
| Louisiana | $1 to $15 | Very small supplement |
| Maine | Approx. $10 | |
| Maryland | $52 to $666 | Wide range by living arrangement |
| Massachusetts | Approx. $112 to $228 | Managed by DTA |
| Minnesota | Varies | Contact MN DHS |
| Missouri | $156 to $390 | |
| Nebraska | Varies | Contact DHHS |
| New Hampshire | Varies | Contact DHHS |
| New Mexico | Up to $100 | $200 for couples |
| New York | $23 to $87 | $87 for living alone; $23 for living with others |
| North Carolina | Up to $70 | Personal needs allowance |
| Ohio | Varies | Contact ODJFS |
| Oklahoma | Varies | Contact DHS |
| Oregon | Varies | Contact OHA |
| South Carolina | Varies | Contact DSS |
| South Dakota | $15 to $791 | Low for individuals; higher for facility residents |
| Texas | Varies | Contact HHSC |
| Utah | Varies | Contact DWS |
| Virginia | Up to $115 | |
| Washington | Varies | Contact DSHS |
| Wisconsin | $84 to $132 | |
| Wyoming | Approx. $20 | |
States with No SSI State Supplement
Six states (plus one U.S. territory) provide no state supplement. SSI recipients in these states receive only the federal amount of $994 per month:
| State | State Supplement | Total Monthly (Individual) |
|---|
| Arizona | None | $994 |
| Arkansas | None | $994 |
| Mississippi | None | $994 |
| North Dakota | None | $994 |
| Tennessee | None | $994 |
| West Virginia | None | $994 |
Which States Have the Highest SSI Supplements?
Based on available 2026 data, these states offer the largest state supplements:
- Colorado -- Up to approximately $663 per month for individuals, making total payments potentially over $1,650
- Hawaii -- Average supplement of roughly $484 to $617, with high cost-of-living adjustments
- Pennsylvania -- SSA-administered supplement averaging around $370 to $541 per month
- District of Columbia -- Average of $377 to $459 above the federal base
- California -- Supplement of $240 to $632 depending on living situation
- Maryland -- Range of $52 to $666 depending on whether you live independently or in a care facility
- Alaska -- Up to $362 per month through the Adult Public Assistance program
How Living Arrangement Affects Your Supplement
Your living situation is one of the biggest factors in determining your SSI state supplement amount. States typically have different payment levels for:
Living alone or as the householder: Usually the highest supplement category, since you bear the full cost of housing.
Living with others (household sharing): Most states pay a lower supplement when housing costs are shared.
Living in a care facility or group home: Some states pay substantially higher supplements to cover room and board costs. South Dakota, for example, supplements up to $791 for facility residents vs. only $15 for independently living individuals.
Living with a spouse or essential person: Supplement amounts may adjust based on household composition.
How to Find Your Exact Supplement Amount
Because supplements vary by state, living arrangement, and income, the best ways to confirm your actual payment are:
- Call SSA at 1-800-772-1213. If your supplement is federally administered, SSA can tell you exactly what you receive and why.
- Contact your state's social services agency. For state-administered programs, your state's department of health and human services (or equivalent) has the specific payment tables for your situation.
- Check your award letter. Your most recent SSI award letter breaks down your federal payment and any state supplement separately.
- Use an online benefits screener. Tools like the one at benefitsusa.org/screener can estimate what you may qualify for based on your state, income, and household details.
How to Apply for SSI and State Supplements
Applying for Federal SSI
- Apply online at SSA.gov/ssi/apply or call 1-800-772-1213
- Gather your documents: Social Security number, birth certificate, proof of citizenship, bank statements, proof of income, and medical records if applying on disability grounds
- Complete the application (SSA-8000 for disability, SSA-8001 for aged applicants)
- Wait for an eligibility determination, which can take 3 to 6 months for disability cases and faster for age-based applications
Applying for State Supplements
If your state administers its own supplement:
- California: Automatically considered when you apply for federal SSI; no separate application
- New York: Apply through the NY State Supplement Program via your local social services office
- Massachusetts: Apply through the Department of Transitional Assistance (DTA)
- Alaska: Apply for Adult Public Assistance through the Alaska DHSS
- All other states: Contact your state's Medicaid or human services agency, since many state SSP programs are linked to Medicaid eligibility
In federally administered states (California, Delaware, DC, Hawaii, Iowa, Michigan, Montana, Nevada, New Jersey, Pennsylvania, Rhode Island, Vermont), the SSA adds the supplement automatically when they process your SSI application.
2026 COLA and What Changed
The 2026 federal SSI amount of $994 represents a 2.5% cost-of-living adjustment from the 2025 level of $967. Most states that tie their supplement to the federal amount also increased their supplements in January 2026. States that set their own fixed supplement amounts may or may not have adjusted upward in 2026; check with your state agency to confirm the current rate.
SSI and State Supplement Income Limits 2026
To qualify for any SSI payment, including state supplements, you must meet income and resource tests:
| Test | Limit |
|---|
| Countable income (individual) | Must be below $994/month |
| Countable income (couple) | Must be below $1,491/month |
| Resources (individual) | $2,000 or less |
| Resources (couple) | $3,000 or less |
Some income is excluded from counting, including the first $20 of most income, the first $65 of earned income, certain work expenses for people with disabilities, and irregular income under $20.
Frequently Asked Questions
Do I have to apply separately for the state supplement?
It depends on your state. If you live in California, Delaware, DC, Hawaii, Iowa, Michigan, Montana, Nevada, New Jersey, Pennsylvania, Rhode Island, or Vermont, the SSA administers the supplement and adds it automatically to your SSI check. In all other states, you may need to contact your state's social services agency separately.
Can I receive SSI in a state with no supplement?
Yes. If you live in Arizona, Arkansas, Mississippi, North Dakota, Tennessee, or West Virginia, you still receive the federal SSI amount of $994 per month (for individuals). You simply do not receive any additional state payment.
Does the state supplement affect my Medicaid eligibility?
In most cases, receiving the state supplement does not affect Medicaid eligibility. SSI recipients are typically automatically eligible for Medicaid. A few states have specific rules, so confirm with your state's Medicaid agency.
If I move to another state, will my SSI supplement change?
Yes. When you move to a new state, your total SSI payment will reflect that new state's supplement amount. Inform SSA of your move promptly to avoid overpayments or underpayments.
What is the difference between SSP, OSS, and state supplement?
These terms are often used interchangeably. SSP stands for State Supplementary Program. OSS stands for Optional State Supplement. Both refer to the same type of additional state-funded payment added on top of federal SSI.
Is the state supplement taxable?
Federal SSI is not taxable. In most states, state SSI supplements are also not counted as taxable income, but tax rules vary by state. Consult your state's revenue department if you have questions about state income tax.
How do I check if my state supplement amount is correct?
Request a benefit verification letter from SSA (online at ssa.gov/myaccount or by calling 1-800-772-1213) and compare it against your state's published payment tables. If there is a discrepancy, you can request a review or appeal.
If you want to check what you may qualify for beyond SSI, including SNAP, Medicaid, LIHEAP, and other programs, use the free screener at benefitsusa.org/screener. It covers all 50 states and checks 11+ programs at once.
