2026 SSI and SSDI Payment Amounts
Last updated: January 2026 | Source: Social Security Administration (SSA)
The federal SSI payment for 2026 is $994 per month for an individual and $1,491 per month for a couple. Some states add a state supplement on top of the federal amount. California has the highest supplement at $215.40 per month, bringing the total to $1,182.40.
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Check My Eligibility2026 Federal SSI Payment Amounts
The Social Security Administration sets federal SSI payment rates each year. These amounts apply nationwide as a baseline. States may add their own supplement on top.
| Category | Monthly Amount | Annual Amount |
|---|---|---|
| Individual | $994 | $11,928 |
| Eligible Couple | $1,491 | $17,892 |
| Essential Person | $484 | $5,808 |
Based on 2025 SSI federal benefit rates used as 2026 projections. An essential person is someone who provides essential care to an SSI recipient.
Source: Social Security Administration (SSA)
SSI Payment Amounts by State (Including State Supplements)
The table below shows the total monthly SSI payment for an individual in each state, including both the federal payment and any state supplement. States with $0 supplement pay only the federal SSI amount of $994 per month.
| State | Federal Amount | State Supplement | Total Monthly |
|---|---|---|---|
| Alabama | $994 | $0 | $994 |
| Alaska | $994 | $0 | $994 |
| Arizona | $994 | $0 | $994 |
| Arkansas | $994 | $0 | $994 |
| California | $994 | $215.40 | $1,209.40 |
| Colorado | $994 | $0 | $994 |
| Connecticut | $994 | $262 | $1,256 |
| Delaware | $994 | $0 | $994 |
| District of Columbia | $994 | $0 | $994 |
| Florida | $994 | $0 | $994 |
| Georgia | $994 | $0 | $994 |
| Hawaii | $994 | $11.70 | $1,005.70 |
| Idaho | $994 | $0 | $994 |
| Illinois | $994 | $0 | $994 |
| Indiana | $994 | $0 | $994 |
| Iowa | $994 | $0 | $994 |
| Kansas | $994 | $0 | $994 |
| Kentucky | $994 | $0 | $994 |
| Louisiana | $994 | $0 | $994 |
| Maine | $994 | $0 | $994 |
| Maryland | $994 | $0 | $994 |
| Massachusetts | $994 | $128.41 | $1,122.41 |
| Michigan | $994 | $0 | $994 |
| Minnesota | $994 | $0 | $994 |
| Mississippi | $994 | $0 | $994 |
| Missouri | $994 | $0 | $994 |
| Montana | $994 | $0 | $994 |
| Nebraska | $994 | $0 | $994 |
| Nevada | $994 | $18 | $1,012 |
| New Hampshire | $994 | $0 | $994 |
| New Jersey | $994 | $48.52 | $1,042.52 |
| New Mexico | $994 | $0 | $994 |
| New York | $994 | $87 | $1,081 |
| North Carolina | $994 | $0 | $994 |
| North Dakota | $994 | $0 | $994 |
| Ohio | $994 | $0 | $994 |
| Oklahoma | $994 | $0 | $994 |
| Oregon | $994 | $0 | $994 |
| Pennsylvania | $994 | $42.70 | $1,036.70 |
| Rhode Island | $994 | $0 | $994 |
| South Carolina | $994 | $0 | $994 |
| South Dakota | $994 | $0 | $994 |
| Tennessee | $994 | $0 | $994 |
| Texas | $994 | $0 | $994 |
| Utah | $994 | $0 | $994 |
| Vermont | $994 | $99.26 | $1,093.26 |
| Virginia | $994 | $0 | $994 |
| Washington | $994 | $0 | $994 |
| West Virginia | $994 | $0 | $994 |
| Wisconsin | $994 | $0 | $994 |
| Wyoming | $994 | $0 | $994 |
State supplement amounts shown are for an individual living independently. Supplement amounts may differ for couples, people in shared living arrangements, or residents of care facilities.
Source: Social Security Administration (SSA)
Understanding SSI vs SSDI
SSI and SSDI are two separate programs administered by the Social Security Administration:
- SSI (Supplemental Security Income) is a needs-based program for aged, blind, or disabled individuals with limited income and resources. No work history is required.
- SSDI (Social Security Disability Insurance) is based on your work history. You must have earned enough work credits through Social Security taxes to qualify.
- Concurrent benefits: Some people qualify for both SSI and SSDI at the same time, especially if their SSDI payment is low.
- Resource limits for SSI: $2,000 for an individual and $3,000 for a couple (2026).
- Healthcare: SSI recipients typically qualify for Medicaid. SSDI recipients qualify for Medicare after a 24-month waiting period.
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Check My EligibilityFrequently Asked Questions
What is the SSI payment amount for 2026?
The federal SSI payment for an individual in 2026 is $994 per month ($11,928 per year). For an eligible couple, the payment is $1,491 per month ($17,892 per year). Some states add a supplement on top of the federal amount.
Which states pay an SSI supplement?
Several states add their own supplement to the federal SSI payment. States with supplements include California ($215.40), Connecticut ($262), Massachusetts ($128.41), Vermont ($99.26), New York ($87), New Jersey ($48.52), Pennsylvania ($42.70), Nevada ($18), and Hawaii ($11.70). Most other states provide only the federal amount.
What is the difference between SSI and SSDI?
SSI (Supplemental Security Income) is a needs-based program for people with limited income and resources who are aged, blind, or disabled. SSDI (Social Security Disability Insurance) is based on your work history and the taxes you paid into Social Security. You can qualify for both programs at the same time.
Who qualifies for SSI?
To qualify for SSI, you must be age 65 or older, blind, or disabled, and have limited income and resources. For 2026, the resource limit is $2,000 for an individual and $3,000 for a couple. Not all income is counted; SSA applies specific exclusions when determining eligibility.
Does SSI count as taxable income?
No. SSI payments are not considered taxable income by the IRS. You do not need to report SSI on your federal income tax return. However, SSDI benefits may be partially taxable depending on your total income.
How do I apply for SSI?
You can apply for SSI by visiting your local Social Security office, calling the Social Security Administration at 1-800-772-1213, or starting an application online at ssa.gov. You will need documentation of your income, resources, living situation, and disability (if applicable).