Texas households struggling with utility bills may qualify for energy assistance through the Low Income Home Energy Assistance Program (LIHEAP), which is delivered in Texas through the Comprehensive Energy Assistance Program (CEAP). To qualify in 2026, your household income must be at or below 150% of the Federal Poverty Level (FPL). For a family of four, that means annual income up to $46,800.
This guide covers the current income limits by household size, who qualifies, what documents you need, and how to apply through your local provider.
Texas LIHEAP Income Limits for 2026
Texas uses 150% of the Federal Poverty Level as its income threshold for LIHEAP eligibility. Both annual and monthly income figures are listed below to help you determine if your household qualifies.
| Household Size | Annual Income Limit | Monthly Income Limit |
|---|
| 1 person | $22,590 | $1,883 |
| 2 people | $30,660 | $2,555 |
| 3 people | $38,730 | $3,228 |
| 4 people | $46,800 | $3,900 |
| 5 people | $54,870 | $4,573 |
| 6 people | $62,940 | $5,245 |
| 7 people | $71,010 | $5,918 |
| 8 people | $79,080 | $6,590 |
For households with more than 8 members, add approximately $8,070 per additional person to the annual limit.
These figures are based on the 2026 Federal Poverty Guidelines. TDHCA measures your gross household income, meaning income before taxes are deducted.
What Counts as Household Income?
When determining your eligibility, TDHCA counts the gross monthly income of all household members aged 18 and older. This includes:
- Wages and salaries (before taxes)
- Self-employment income
- Social Security and SSI benefits
- Pension and retirement income
- Unemployment benefits
- Child support and alimony received
- Veterans benefits
There is no asset test for Texas LIHEAP. Owning a home, a car, or having savings in the bank does not disqualify you.
Texas LIHEAP Benefits for 2026
Benefits available through CEAP in the 2026 program year include:
| Benefit Type | Maximum Amount |
|---|
| Heating and Cooling Assistance | Up to $12,600 |
| Crisis Assistance | Up to $1,800 |
| Weatherization | Up to $12,000 |
The amount your household actually receives depends on your income, household size, energy costs, and available funding in your county. LIHEAP is not an entitlement program, which means assistance is provided while funds last. Applying early in the program year improves your chances of receiving help.
Priority Groups
While income is the primary eligibility factor, Texas gives priority to households that include:
- Elderly individuals (age 60 or older)
- Persons with disabilities
- Children under age 6
If your household includes any of these members, your application may be processed before others with similar income levels.
How LIHEAP Works in Texas
Texas does not operate a single statewide LIHEAP portal. Instead, TDHCA distributes federal LIHEAP funds to local Community Action Agencies (CAAs) and nonprofit subrecipients that cover all 254 Texas counties. You apply through your local provider, not directly through the state.
CEAP can help with:
- Heating bills during winter months
- Cooling assistance during summer months
- Emergency utility shutoff prevention (crisis assistance)
- Home weatherization to reduce long-term energy costs
How to Apply for Texas LIHEAP in 2026
Step 1: Find Your Local Provider
LIHEAP applications in Texas go through local agencies, not TDHCA directly. To find the right office for your county:
- Call 2-1-1 (free statewide helpline) and say you need help with utility bills
- Call the TDHCA helpline at 1-877-399-8939
- Visit the TDHCA website at tdhca.texas.gov and look for the CEAP provider list
- Search for your county's Community Action Agency online
Step 2: Gather Your Documents
Before contacting your local provider, collect the following:
- Current utility bill (electric, gas, or both) showing your account number and service address
- 12-month usage history from your utility company (some providers require this)
- Proof of income for all household members aged 18 and older. This can include recent pay stubs, Social Security award letters, unemployment benefit statements, or a self-employment income statement
- Social Security cards (photocopies) for all household members
- Photo ID for the applicant (driver's license, state ID, or passport)
- Proof of residency such as a lease agreement or recent mail with your address
Step 3: Submit Your Application
Contact your local CEAP provider to start your application. Depending on the agency:
- You may be able to apply online through their website
- Some agencies accept applications by phone
- Walk-in appointments are available at most offices
There is no federal LIHEAP online portal for Texas. Each local agency sets its own intake process, so call ahead to confirm what options are available in your county.
Step 4: Await Determination
After you submit your application and documents, the agency will review your eligibility. Processing times vary by county and funding availability. If approved, the benefit is typically paid directly to your utility company on your behalf. You will not receive a cash payment.
Step 5: Follow Up if Needed
If your application is denied, you have the right to request a written explanation. You may also reapply in subsequent funding periods if your circumstances change or if you were denied due to exhausted funds.
Crisis Assistance
If your electricity or gas service has been shut off, or you have received a disconnection notice, you may qualify for crisis assistance. Crisis benefits are available up to $1,800 and are processed faster than standard applications. Contact your local CEAP provider immediately and explain that you are facing a utility shutoff.
Some providers require documentation of the shutoff or the notice, so have your utility bill and disconnection notice ready when you call.
Weatherization Assistance
Texas LIHEAP also includes weatherization services that reduce the amount of energy your home uses, which lowers your bills on an ongoing basis. Weatherization may include:
- Insulation installation
- Air sealing (caulking and weather stripping)
- Furnace or HVAC repairs or replacement
- Energy efficiency upgrades
Weatherization is available for renters and homeowners. If you rent, your landlord's permission may be required before work can begin. The maximum weatherization benefit is $12,000.
Income Just Above the Limit?
If your income is slightly above 150% FPL, you may still qualify for other Texas energy assistance programs. Some local agencies have additional funding from state sources or utility company low-income programs. Ask your provider whether any alternative assistance is available.
You can also check eligibility for other programs such as SNAP, Medicaid, and Lifeline phone discounts using the free screening tool at BenefitsUSA.org/screener. Many households that qualify for LIHEAP also qualify for multiple other programs.
Texas-Specific Notes
Texas summers are among the most expensive in the country for cooling costs. CEAP specifically includes summer cooling assistance, not just winter heating, which distinguishes it from LIHEAP programs in some other states. If your electricity bills spike during July and August, this program applies.
Texas also has one of the largest networks of CEAP subrecipients in the country, with providers in all 254 counties. Even rural households in West Texas and the Panhandle have access to local providers.
For more information on all assistance programs available in Texas, visit the Texas benefits overview page.
Frequently Asked Questions
What is the income limit for LIHEAP in Texas in 2026?
Texas sets the LIHEAP income limit at 150% of the Federal Poverty Level. For a single-person household, the 2026 annual limit is $22,590. For a four-person household, the limit is $46,800. Monthly limits are approximately one-twelfth of those amounts.
Does Texas have its own LIHEAP program name?
Yes. Texas delivers LIHEAP funds through the Comprehensive Energy Assistance Program (CEAP), administered by the Texas Department of Housing and Community Affairs (TDHCA). When you apply for CEAP, you are accessing LIHEAP-funded assistance automatically.
Can I apply for LIHEAP online in Texas?
There is no single statewide online application. You apply through your local CEAP provider, and some agencies offer online applications while others require in-person or phone intake. Call 2-1-1 to find your local provider and ask about their application options.
How much assistance can I receive from Texas LIHEAP?
Standard heating and cooling assistance can go up to $12,600. Crisis assistance is available up to $1,800 for emergencies like shutoffs. Weatherization assistance can reach up to $12,000. The actual amount depends on your income, household size, energy costs, and available funding.
Is there an asset limit for Texas LIHEAP?
No. Texas does not impose an asset test for LIHEAP eligibility. Having savings, a vehicle, or property does not affect your eligibility.
Who gets priority for Texas LIHEAP funds?
Households that include someone aged 60 or older, a person with a disability, or a child under 6 receive priority. Since LIHEAP funding can run out during the year, these households are served first when funds are limited.
Does LIHEAP pay my utility company directly?
Yes. If approved, the benefit is paid directly to your electric or gas utility provider on your behalf. You will not receive a check or cash.
What if my utility has already been shut off?
You may qualify for crisis assistance. Contact your local CEAP provider immediately, explain the situation, and ask about emergency processing. Crisis benefits of up to $1,800 can help restore service.
Can renters apply for Texas LIHEAP?
Yes. Renters are eligible to apply. If you pay your own utility bills, you can apply regardless of whether you own or rent your home. Weatherization assistance for renters may require landlord approval.
Where do I apply for LIHEAP in Texas?
Call 2-1-1 to be connected with your local CEAP provider, or call TDHCA directly at 1-877-399-8939. You can also visit tdhca.texas.gov for a list of providers by county.
