Wyoming's Medicaid program provides free or low-cost health coverage to eligible residents, but income limits vary significantly depending on who you are and what category you fall into. For 2026, Wyoming has not expanded Medicaid under the Affordable Care Act, which means most adults without dependent children cannot qualify regardless of how low their income is. If you have children, are pregnant, elderly, or disabled, coverage is available — but the income thresholds differ by group.
This guide breaks down the current 2026 income limits, what they mean in dollar terms, and how to apply.
Wyoming Medicaid Expansion Status
Wyoming remains one of roughly ten states that have not expanded Medicaid under the ACA. That decision has direct consequences for low-income adults:
- Adults ages 19 to 64 without dependent children are generally not eligible for Wyoming Medicaid, no matter how low their income
- Adults earning between 100% and 138% of the Federal Poverty Level (FPL) without children fall into a coverage gap: they earn too much to qualify for standard Medicaid but may be eligible for subsidized marketplace plans
- If you are in this coverage gap, you may still qualify for ACA marketplace subsidies. Use our free screener to check your options
Advocates have pushed for expansion in Wyoming for several years. As of 2026, no expansion legislation has passed.
2026 Wyoming Medicaid Income Limits by Category
Children (Under Age 18)
Wyoming covers children through a combination of Medicaid and its separate CHIP program called Kid Care. The income limit for children under 18 is 205% of the Federal Poverty Level.
| Household Size | Monthly Income Limit | Annual Income Limit |
|---|
| 1 | $2,726 | $32,712 |
| 2 | $3,696 | $44,352 |
| 3 | $4,667 | $56,004 |
| 4 | $5,637 | $67,644 |
| 5 | $6,607 | $79,284 |
| Each additional person | +$969 | +$11,628 |
Children whose family income falls below approximately 133% FPL typically qualify for full Medicaid. Children between 133% and 205% FPL qualify for the Kid Care CHIP program, which provides comparable coverage.
Pregnant Women
Wyoming covers pregnant individuals at income levels up to 159% of the Federal Poverty Level. Coverage also includes postpartum care for 12 months following delivery, following a 2023 state law change.
| Household Size | Monthly Income Limit | Annual Income Limit |
|---|
| 1 | $2,114 | $25,368 |
| 2 | $2,866 | $34,392 |
| 3 | $3,620 | $43,440 |
| 4 | $4,372 | $52,464 |
| 5 | $5,124 | $61,488 |
| Each additional person | +$752 | +$9,024 |
Parents and Caretaker Relatives
This is one of the most restrictive categories. Parents with dependent children qualify only if their household income is at or below roughly 50% of the Federal Poverty Level. For a family of three in 2026, that works out to approximately $986 per month.
| Household Size | Monthly Income Limit | Annual Income Limit |
|---|
| 1 | $595 | $7,140 |
| 2 | $827 | $9,924 |
| 3 | $986 | $11,832 |
| 4 | $1,136 | $13,632 |
| 5 | $1,353 | $16,236 |
| Each additional person | +$188 | +$2,256 |
Parents earning above these thresholds but below 100% FPL have no standard Medicaid pathway in Wyoming and fall into the coverage gap.
Aged, Blind, and Disabled Adults
Adults who are 65 or older, blind, or have a qualifying disability may qualify for Medicaid through the Aged, Blind, and Disabled (ABD) pathway. The income limit for this group is approximately $994 per month for a single individual. This figure ties to the Supplemental Security Income (SSI) federal benefit rate.
Individuals receiving SSI automatically qualify for Wyoming Medicaid. Others in this category may need to apply separately.
Long-Term Care (Nursing Home and HCBS Waivers)
Wyoming residents who need nursing home care or home and community-based services (HCBS) through a Medicaid waiver face a separate set of income and asset rules.
For a single applicant in 2026:
- Monthly income limit: $2,982
- Asset limit: $2,000
For a married couple (both applying) in 2026:
- Combined monthly income limit: $5,964
- Combined asset limit: $3,000
When only one spouse needs care:
- The applying spouse may keep up to $2,982/month in income
- The non-applying spouse (the community spouse) may retain up to $162,660 in assets under Wyoming's spousal impoverishment protections
Applicants approved for nursing home Medicaid generally must contribute almost all of their income toward care costs, keeping only a $50/month personal needs allowance plus enough to cover Medicare premiums.
Wyoming Medicaid Coverage: What Does It Include?
Wyoming Medicaid covers a broad range of services for eligible members:
- Doctor visits and preventive care
- Hospital inpatient and outpatient services
- Emergency care
- Prescription drugs
- Mental health and substance use treatment
- Dental and vision care (varies by age and program)
- Home health services
- Nursing facility care
- Pregnancy and delivery care
- Newborn care
Children on Kid Care CHIP receive similar benefits with very low or no cost-sharing.
How to Apply for Wyoming Medicaid in 2026
Wyoming offers three ways to apply. All applications are processed by the Wyoming Department of Health.
Step 1: Gather Your Documents
Before you start, collect the following:
- Proof of identity (driver's license, passport, or birth certificate)
- Social Security numbers for all household members applying
- Proof of Wyoming residency (utility bill, lease agreement, or similar)
- Proof of citizenship or immigration status
- Proof of income for all household members (recent pay stubs, tax returns, or Social Security award letters)
- For long-term care applications: documentation of assets including bank statements and property records
Step 2: Choose Your Application Method
Online (fastest option): Apply through the Wyoming Medicaid web portal at wesystem.wyo.gov. You can create an account, submit an application, upload documents, check your status, and report changes all in one place. The portal is available in English and Spanish.
Phone: Call the Wyoming Department of Health Customer Service Center at 1-855-294-2127 to apply over the phone. Representatives can walk you through the process and answer questions about eligibility.
In Person: Visit your local Department of Family Services office. You can drop off a paper application or get help completing one in person.
Mail: Download a paper application from the Wyoming Department of Health website, complete it, and mail it to the Customer Service Center.
Step 3: Submit and Wait for a Decision
Processing typically takes up to 45 days. For pregnant women and emergencies, processing may be faster. You will receive a letter with the decision, and if approved, your coverage start date.
Step 4: Report Changes
Once enrolled, you must report changes in income, household size, address, or other circumstances. Use the online portal or call the customer service number. Failing to report changes can result in an overpayment or termination of coverage.
Wyoming Medicaid Renewals
Wyoming Medicaid coverage is not permanent. Most enrollees must renew their eligibility annually. The state mails renewal notices before coverage expires. If your situation has changed, update your information promptly to avoid a gap in coverage.
During the COVID-19 pandemic, states paused most Medicaid disenrollments. That pause has ended, and Wyoming has resumed standard annual renewals. If you received a renewal notice and have not responded, you may have lost coverage. Call 1-855-294-2127 to check your status.
Who Does Not Qualify for Wyoming Medicaid
Understanding who is excluded is as important as knowing who qualifies:
- Non-disabled adults ages 19 to 64 without dependent children are not eligible under any standard Wyoming Medicaid pathway
- Parents with incomes above roughly 50% FPL (about $986/month for a family of three) are generally not eligible
- Non-citizens who have not met residency or immigration status requirements may face restrictions
- Adults who could qualify through SSI-linked pathways but have assets above the $2,000 limit will need to reduce assets before qualifying for long-term care Medicaid
If you fall outside these limits, you may still have options. ACA marketplace plans are available to Wyoming residents with incomes between 100% and 400% FPL, with premium subsidies that can make coverage affordable. Use our eligibility screener to see what you may qualify for.
Changes to Watch for in 2026
Wyoming has not announced major Medicaid policy changes for 2026 beyond the standard annual FPL updates. The 12-month postpartum coverage extension, enacted in 2023, remains in effect. Expansion remains a recurring legislative topic but has not passed as of publication.
Federal budget discussions in 2025 raised questions about possible changes to Medicaid funding structures at the national level. Any significant federal changes could affect Wyoming's program in future years. Check the Wyoming Department of Health website for updates.
Other Programs to Know About
If you do not qualify for Wyoming Medicaid, consider these related programs:
Kid Care CHIP: For children who exceed standard Medicaid income limits but fall below 205% FPL. Provides comprehensive coverage with very low premiums and copays.
ACA Marketplace Plans: Wyoming residents who are not eligible for Medicaid may qualify for subsidized health insurance through healthcare.gov. Premium tax credits are available for households with incomes between 100% and 400% FPL, and cost-sharing reductions are available up to 250% FPL.
Medicare Savings Programs: Low-income Medicare beneficiaries may qualify for help with premiums, deductibles, and copays through Wyoming's Medicare Savings Programs. Income limits vary by program tier.
Supplemental Security Income (SSI): If you are elderly or have a qualifying disability and have limited income and assets, SSI may provide monthly cash assistance and automatic Medicaid eligibility.
Run a free eligibility check to see which programs you may qualify for based on your income, household size, and situation.
Frequently Asked Questions
Does Wyoming have expanded Medicaid in 2026?
No. Wyoming has not expanded Medicaid under the ACA as of 2026. This means adults without dependent children who are not elderly or disabled generally cannot qualify for Wyoming Medicaid regardless of how low their income is.
What is the income limit for Wyoming Medicaid for a family of 3?
The income limit depends on the category. For children, a household of 3 can earn up to $4,667 per month (205% FPL). For pregnant women, the limit is $3,620 per month (159% FPL). For parents, the limit is approximately $986 per month (50% FPL).
Does Wyoming Medicaid have asset limits?
Standard Wyoming Medicaid programs for children, pregnant women, and parents do not have asset limits. Long-term care Medicaid programs do have asset limits: $2,000 for a single applicant and $3,000 combined for a married couple where both are applying.
How do I apply for Wyoming Medicaid online?
Apply at wesystem.wyo.gov. You can create an account, complete the application, upload documents, and check your case status through the portal. Applications are also accepted by phone at 1-855-294-2127 or in person at local Department of Family Services offices.
How long does it take to get approved for Wyoming Medicaid?
Processing takes up to 45 days for most applications. Applications for pregnant women may be processed faster. You will receive a written notice with the decision once processing is complete.
Can non-citizens apply for Wyoming Medicaid?
Eligibility for non-citizens depends on immigration status and length of U.S. residency. Lawful permanent residents who have been in the country for at least five years may qualify. Undocumented immigrants are generally not eligible for full Medicaid, though emergency Medicaid may be available in certain situations.
What if my income is too high for Wyoming Medicaid?
If your income is above Wyoming Medicaid limits but below 400% FPL, you may qualify for subsidized health insurance through the ACA marketplace at healthcare.gov. Premium tax credits can significantly reduce monthly costs. Use the free screener at BenefitsUSA.org to check your options.
What is the phone number for Wyoming Medicaid?
The Wyoming Department of Health Customer Service Center can be reached at 1-855-294-2127. For online assistance, visit wesystem.wyo.gov.
