The AARP Medicare Rx Preferred drug plan in Kansas will charge $264.50 a month in 2027, up $117.50 from $147.00 this year, according to plan files the Centers for Medicare & Medicaid Services (CMS) released in September. No other AARP drug plan rises as much. There are two AARP stand-alone drug plans, Rx Preferred and Rx Saver, each priced separately in Medicare's 34 drug plan regions across the 50 states and D.C., and all 68 of those prices go up for 2027.
The plans carry AARP's name, but AARP is not the insurer. They are insured by UnitedHealthcare, which pays AARP royalty fees to use the AARP name, according to the plans' own disclosures. AARP reported on September 29, citing KFF's Juliette Cubanski, that its UnitedHealthcare drug plans enroll more than 2 million people in 2026 and "are in line for premium increases next year."
What each AARP drug plan costs in 2027
The table below shows the monthly premium for each AARP stand-alone drug plan in 2026 and 2027, taken from the CMS plan files. Find the row for your state.
| Where you live | AARP Medicare Rx Preferred | AARP Medicare Rx Saver |
|---|---|---|
| Alabama, Tennessee | $119.30 to $204.60 (up $85.30) | $63.20 to $126.40 (up $63.20) |
| Alaska | $100.20 to $191.50 (up $91.30) | $53.20 to $108.40 (up $55.20) |
| Arizona | $97.50 to $191.50 (up $94.00) | $38.70 to $79.80 (up $41.10) |
| Arkansas | $114.90 to $207.00 (up $92.10) | $65.10 to $119.10 (up $54.00) |
| California | $165.40 to $242.60 (up $77.20) | $109.40 to $170.80 (up $61.40) |
| Colorado | $151.90 to $260.20 (up $108.30) | $125.00 to $211.70 (up $86.70) |
| Connecticut, Massachusetts, Rhode Island, Vermont | $155.10 to $239.80 (up $84.70) | $38.70 to $122.20 (up $83.50) |
| Delaware, D.C., Maryland | $94.50 to $174.90 (up $80.40) | $37.80 to $95.60 (up $57.80) |
| Florida | $119.10 to $184.10 (up $65.00) | $98.70 to $149.20 (up $50.50) |
| Georgia | $139.80 to $216.80 (up $77.00) | $98.00 to $165.60 (up $67.60) |
| Hawaii | $139.20 to $201.10 (up $61.90) | $0.00 to $10.30 (up $10.30) |
| Idaho, Utah | $132.60 to $238.00 (up $105.40) | $56.50 to $92.70 (up $36.20) |
| Illinois | $103.90 to $178.30 (up $74.40) | $40.20 to $78.30 (up $38.10) |
| Indiana, Kentucky | $127.10 to $225.90 (up $98.80) | $90.30 to $160.40 (up $70.10) |
| Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota, Wyoming | $140.20 to $222.90 (up $82.70) | $5.30 to $10.30 (up $5.00) |
| Kansas | $147.00 to $264.50 (up $117.50) | $105.40 to $126.50 (up $21.10) |
| Louisiana | $139.50 to $226.50 (up $87.00) | $37.00 to $92.80 (up $55.80) |
| Maine, New Hampshire | $104.30 to $175.80 (up $71.50) | $82.40 to $162.70 (up $80.30) |
| Michigan | $78.30 to $136.70 (up $58.40) | $14.10 to $58.40 (up $44.30) |
| Mississippi | $140.60 to $218.70 (up $78.10) | $84.70 to $142.10 (up $57.40) |
| Missouri | $125.40 to $205.20 (up $79.80) | $71.90 to $167.40 (up $95.50) |
| Nevada | $139.10 to $232.60 (up $93.50) | $76.70 to $138.10 (up $61.40) |
| New Jersey | $118.90 to $210.70 (up $91.80) | $77.40 to $138.50 (up $61.10) |
| New Mexico | $82.30 to $151.10 (up $68.80) | $0.00 to $10.30 (up $10.30) |
| New York | $163.70 to $238.30 (up $74.60) | $105.80 to $174.50 (up $68.70) |
| North Carolina | $119.80 to $203.90 (up $84.10) | $56.90 to $150.20 (up $93.30) |
| Ohio | $123.40 to $200.40 (up $77.00) | $73.70 to $129.70 (up $56.00) |
| Oklahoma | $121.00 to $208.00 (up $87.00) | $82.40 to $116.40 (up $34.00) |
| Oregon, Washington | $110.00 to $184.20 (up $74.20) | $38.40 to $105.50 (up $67.10) |
| Pennsylvania, West Virginia | $121.90 to $184.40 (up $62.50) | $43.50 to $140.60 (up $97.10) |
| South Carolina | $139.20 to $234.20 (up $95.00) | $122.10 to $235.30 (up $113.20) |
| Texas | $114.80 to $199.00 (up $84.20) | $89.20 to $115.70 (up $26.50) |
| Virginia | $100.80 to $173.40 (up $72.60) | $39.60 to $121.90 (up $82.30) |
| Wisconsin | $113.90 to $189.10 (up $75.20) | $0.00 to $10.30 (up $10.30) |
| American Samoa | $0.00 to $10.30 (up $10.30) | Not offered |
| Guam | $0.00 to $10.30 (up $10.30) | Not offered |
| Northern Mariana Islands | $32.10 to $10.30 (down $21.80) | Not offered |
| Puerto Rico | $145.10 to $124.60 (down $20.50) | Not offered |
| U.S. Virgin Islands | $114.80 to $106.30 (down $8.50) | Not offered |
The biggest AARP increases are in Kansas, South Carolina and Colorado. In Pennsylvania and West Virginia, the Saver plan more than triples, from $43.50 to $140.60. Half of the 68 AARP prices in the states and D.C. rise by more than $74 a month. The smallest rise is $5, for the Saver plan in seven Upper Midwest and Northern Plains states. AARP drug plans get cheaper only in Puerto Rico, the U.S. Virgin Islands and the Northern Mariana Islands.
The drug deductible rises too. In the states and D.C., the Preferred plan's deductible goes from $130 to $300, though some drug tiers skip it. The Saver plan's deductible goes from $615 to $700, the most Medicare allows in 2027.
The AARP increases are far larger than most. BenefitsUSA compared every stand-alone drug plan that keeps the same plan number in both years. Of those 291 plans, 247 raise their premium, and half of the plans that rise go up $19.30 a month or less. The Kansas AARP plan has the largest increase of all 291. These are counts of plans, not people. CMS estimates that the average premium for people in stand-alone drug plans rises less than $1, from $35.09 to $36 a month. In 40 states and D.C., most people in a stand-alone drug plan have access to a plan with a lower premium than they paid in 2026, according to CMS's state fact sheets.