Benefits Eligibility Guide

Montana Government Benefits

Find out which federal and state benefits you qualify for in Montana. Free, anonymous, and takes about 3 minutes.

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Montana Benefits Programs

Here are the major programs available to Montana residents.

Montana Medicaid (Medicaid)

Medicaid expansion state

Adults: up to 138% FPL

Children: up to 266% FPL

Pregnant: up to 157% FPL

SNAP (Food Assistance)

Gross income limit: 200% FPL

Net income limit: 100% FPL

Broad-Based Categorical Eligibility (BBCE)

LIHEAP / Energy Assistance (Energy Assistance)

Income limit: 150% FPL

Helps with heating and cooling costs

Best Beginnings Child Care Scholarship (Childcare)

Income limit: 85% SMI

Subsidized childcare for working families

TANF (Cash Assistance)

Lifetime limit: 60 months

Cash assistance for families with children

WIC (Nutrition)

Income limit: 185% FPL

For pregnant, breastfeeding, and postpartum individuals and children under 5

Healthcare.gov (ACA)

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Montana SHIP

statePage.phone: 1-800-551-3191

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Plus: ACA Health Insurance Subsidies, EITC, Child Tax Credit, SSI, SSDI, Pell Grants, VA Benefits, School Meals, Head Start, and more.

Our screener checks 20+ programs at once.

Check Your Eligibility in Montana

Answer a few questions and see which programs you may qualify for. No account needed.

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Montana Benefits Guides

In-depth articles about specific programs in Montana.

How to Apply for SNAP in Montana

Step-by-step guide to applying for SNAP food assistance in Montana. Includes 2025-2026 income limits, eligibility rules, and where to apply.

April 8, 2026

Montana ACA Eligibility 2026: Income Limits, Subsidies, and How to Enroll

Find out if you qualify for ACA health insurance in Montana for 2026. Complete guide to income limits, premium subsidies, Medicaid expansion, cost-sharing reductions, and step-by-step enrollment instructions.

April 1, 2026

How to Apply for Section 8 in Montana: Complete Guide to Housing Choice Vouchers

Learn how to apply for Section 8 housing in Montana, including income limits, the application process, waiting list details, and tips for getting approved for a Housing Choice Voucher.

March 18, 2026

How to Apply for Medicaid in Montana

Learn how to apply for Medicaid in Montana, including eligibility requirements, income limits, required documents, and step-by-step application instructions for 2026.

March 7, 2026

Montana Medicaid Eligibility 2026: Income Limits, How to Apply, and What You Need to Know

Complete guide to Montana Medicaid eligibility in 2026. Learn about income limits by household size, how to apply, expansion updates, and new requirements for Montana residents.

March 2, 2026

Montana ACA Benefits and Coverage: Your Complete 2026 Guide

Learn about Montana ACA benefits and coverage, including premium tax credits, essential health benefits, income limits, and how to enroll through the federal marketplace at Healthcare.gov.

February 19, 2026

Frequently Asked Questions

What government benefits am I eligible for in Montana?

Montana residents may qualify for programs including Montana Medicaid (Medicaid), SNAP (food assistance), LIHEAP energy assistance, childcare subsidies, tax credits like EITC and CTC, and more. Eligibility depends on your household size, income, and other factors. Use our free screener to check all programs at once.

How do I apply for Montana Medicaid in Montana?

You can apply for Montana Medicaid online at https://apply.mt.gov/ or by calling 1-888-706-1535. Montana has expanded Medicaid, so adults earning up to 138% of the federal poverty level may qualify.

How do I apply for SNAP (food stamps) in Montana?

Apply for SNAP online at https://apply.mt.gov/ or call 1-888-706-1535. Montana uses Broad-Based Categorical Eligibility, so the gross income limit is 200% of the federal poverty level. Net income must be at or below 100% FPL.